Brand new Va home loan program has the benefit of probably one of the most smooth mortgage software process offered. To have licensed military and you will experienced people, the cash criteria is flexible and you may end up being a resident which have no down payment.
1. Remove your credit score and ask for your own FICO score
Most of the time, people don’t even remember its credit status until he or she is willing to make an application for a mortgage. But indeed, you need to be deciding on where you’re one or more times annually.
You are permitted that free credit report thru annualcreditreport, away from each one of the three credit bureaus (Experian, Equifax, and you may TransUnion).