Next, the lender often conduct an affordability consider to choose how much cash they are able to in fact give to you and you can exactly what repayments you can pay for. This can perception such things as your own deposit standards and you will mortgage name.
- A job position, whether functioning or self-functioning
- Full gross income
- Typical costs such as for instance household debts
- Childcare costs
- Education loan money
- Credit history
- Expense
- Coming things